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5 best contact lenses to buy in 2021

5 best contact lenses to buy in 2021

Contact lenses have evolved. Initially, they were meant only for people with nearsightedness, farsightedness, or some other type of vision impairment. They could do what glasses did, only in a more sophisticated and appealing way. Today, however, contact lenses can be used by anyone to enhance their vision or just for fashion.

Regardless, here’s a definitive list featuring the best contact lenses of 2021 that you can buy today.

Biotrue ONEday contact lens
This lens by Bausch & Lomb is an excellent choice if you put in long screen hours. It comes with Surface Active Technology that keeps your eyes 98% moisturized for up to 16 hours a day. This prevents itching and reduces the risk of long-term vision loss. Thanks to its unique peri-ballast design, the lens is a great option for patients with astigmatism.

Acuvue Oasys with Hydraclear Plus contact lenses
Comfort is a big thing when it comes to contact lenses. The Acuvue Oasys, which was released in 2005, doesn’t just lay great emphasis on comfort but delivers as well. In 20 clinical studies, seven out of 10 patients said that the Acuvue Oasys was the most comfortable contact lens they had ever worn! It works on the patented Hydraclear Plus that makes you feel like you’ve just put the lenses on even after hours.

Precision1
This lens is made by Alcon, a Geneva-based American-Swiss company. After various studies, Alcon concluded that poor vision, poor comfort, and handling issues trigger users into switching lenses. Precision1 addresses these problems, with nine out of 10 patients in a trial reporting that the lens was comfortable, corrected vision, and was easy to handle.

Dailies AquaComfort Plus
Another one of the best contact lenses of 2021 is the Dailies AquaComfort Plus. The AquaComfort PLUS technology used in this lens releases a moisturizing agent every time you blink. It keeps your eyes hydrated, keeps the lens in position, and prevents itching. The lens is made from nelfilcon A (31% polymer) and has a 69% water content.

FreshLook One Day Contacts
Disposable lenses don’t come any better than the FreshLook One Day Contacts. Like Dailies AquaComfort Plus, this lens also has 69% water content and is made from nelfilcon A (31% polymer). It boasts a three-in-one technology that mixes three colors into one, giving your eyes a natural color. There are multiple color options, enabling you to change it whenever you want.

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5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
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5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
4 services Medicare does not cover

4 services Medicare does not cover

Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.
A look at some of the best free investment advisors

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As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.

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