6 things to consider before buying an engagement ring

6 things to consider before buying an engagement ring

A proposal is one of the most significant moments in a couple’s journey of love. It marks the beginning of a new chapter. It starts building up from the day the perfect diamond ring is bought for the to-be-fiancé. Buying an engagement ring can be both exciting and daunting, so it’s better to prepare for it beforehand to avoid any unwanted surprises later. Here are six things one should know before buying an engagement ring.

The 4 Cs
Before buying a diamond ring, people must familiarize themselves with the four Cs: carat, cut, color, and clarity. Carat refers to the weight of the diamond, cut refers to how well the diamond is cut and indicates how well it will shine, color refers to how colorless the diamond is, and clarity refers to its overall flawlessness.

The different shapes of stones
Engagement rings come in various stone shapes, each reflecting a distinct aesthetic. A few common shapes for a diamond in an engagement ring include round, oval, princess, pear, cushion, emerald, asscher, and marquise. The choice of the stone’s shape contributes significantly to the overall design and style of the ring.

The precious metals
Selecting the right precious metal for the engagement ring band is also crucial. A few commonly chosen metals include platinum, white gold, yellow gold, and rose gold. The choice of precious metals also adds to the ring’s overall look and value.

The ring settings
Ring settings refer to how the diamond will be secured on the metal band. While some rings are available with preset diamonds, one can also choose a setting of their choice when going for a custom ring. Some popular setting choices include prong, halo, tension, pave, bezel, and bead.

Order in advance
If one is planning to purchase a custom ring, it is important to remember that they would need to place an order in advance. This is because the jeweler would need a few weeks to make the ring in the chosen setting, with the selected shape of the stone.

Engagement rings with lab-grown diamond
Not all diamonds that are available in the market today are mined. Lab-grown diamonds are growing popular, even for engagement rings. Even though lab-grown diamonds cost less, they are just as good as mined ones. They have the same physical, chemical, and optical features, making them real and durable. So, even when choosing a ring with a lab-grown diamond, one must be mindful of factors such as checking the 4 Cs and the shape of the stone. Considering these factors remains crucial even when choosing lab-grown diamonds to ensure that one is making a well-informed purchase.

Popular Articles

01

Top 10 debt settlement companies to consider

A lot of people get stuck in debt due to many reasons. The interest rates keep adding up, taking a toll on an individual’s financial stability. In such a case, debt settlement can be quite helpful if you wish to settle a large amount. Here is a list of top 10 debt settlement companies that you can consider to help ease the burden off your shoulders. National Debt Relief National Debt Relief has the most detailed insights on their website that can help you with debt settlement. It talks about the debt qualification, the amount of money you need to pay for enrolments as well as the debt relief services that they offer. The average savings after the fees is around 30%. CreditAssociates This particular company is known for helping clients with the elimination of debt. They undertake this entire process between twenty-four to thirty-six months. They use enhanced software, and the outstanding expertise of their team to help their clients with great debt negotiation services. Pacific Debt Inc This is one of the top 10 debt settlement companies that you can consider. You need to have a minimum of $10,000 in debt to avail their services. They offer an affordable monthly program/plan with payment as well as upfront fees.
Read More
02

6 top business credit card companies

The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier. American Express Blue Business® Plus Card This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward ® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable. CitiBusiness® AAdvantage® Platinum Select ® MasterCard® This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Read More
03

Top 6 NNN properties for sale in the country

NNN properties are known as triple net lease properties and can be categorized as single-tenant properties that are available for lease. In these properties, the maintenance fees, taxes, and insurance have to be paid by the lessee instead of the landlord. These costs have to be borne by the lessee in addition to the rent. Here are some of the top NNN properties for sale: 7-Eleven, Texas There are plenty of 7-Eleven properties that come under the category of NNN properties. This one is our top pick at the moment, as it serves two commodities that are always in demand: gas and foods. The property is on the 3601 West Freeway in Fort Worth, Texas, making it quite a hot spot for sale. The current annual rent for this property is $267,500, while the cap rate is 5.75%. Burger King, Florida Burger King is one of the country’s favorite fast-food chains. The current annual rent for this property is about $140,000, and the cap rate is 5.15%. This property was built quite recently as compared to the other options on our list, and it has the potential of providing good returns quickly, as it is in a strategic location on SW Port St.
Read More