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Fashion trends taking 2022 by storm

Fashion trends taking 2022 by storm

Fashion is ever evolving, changing, growing, and recycling. There are new trends every few months. Some don’t stick around too long, while some creep their way into your basic wardrobe. Of course, 2022 has also seen a massive shift in fashion. Our trends are now not just about high fashion but also about comfort and care. If you’re curious about what 2022 has seen so far in terms of fashion, read on.

Sweatpants and sweatshirts
Fashion has not always been about comfort. But, in many ways, that’s changing and one of the latest trends that prove it is athleisure. Sweatpants have seen the ultimate glow up, and they’ve gone from homewear to high-fashion launches. You can wear any type of sweats you like. You can shop for baggy and oversized options or even go for monotone fits in different fabrics. If you’re feeling fancy, you can even bag a pair of color-coordinated sweats. In any case, leisurely loungewear is here to stay.

Platform shoes
Another fashion trend that has taken over social media and the wardrobes of Gen-Z and millennials is platform shoes. Platform shoes have been around for a very long time and have been a staple across different civilizations and cultures. They were apparently first seen in Greece in 220 B.C. and were also very popular during the 1970s Disco era. Thankfully for us, these fabulous accessories have made a complete comeback and are definitely now a part of a basic wardrobe.

Low-waisted pants
Low-waisted pants were all the rage back in the 2000s. They were a common sight on red carpets and have made a swift comeback this decade. Low-rise pants are not the only ones that have made an early return; low-waisted super miniskirts are also back!

Chain belts
Gone are the days of minimal accessorizing. Now, we have oversized earrings, clunky rings, and of course, chain belts. Chain belts are the perfect accessory to complete a denim-on-denim look or satin-and-denim look. You can wear them around your belly or above your navel.

Microblazers
Over the last few years, oversized blazers have been a common element of corporate workplace wardrobes. But, 2022 has bought about a revolution. This year, we’re seeing microblazers become popular. Microblazers look chic when paired with slim pants and even miniskirts. They give you a leaner and more tailored look and give you more styling options to choose from.

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Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
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Reverse mortgage eligibility and its criteria

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As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.

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