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Important things to know about the 2020 Dodge Ram 1500

Important things to know about the 2020 Dodge Ram 1500

Are you looking for a robust, high performing, and stylish pickup truck? Well, look no further, the 2020 Dodge Ram 1500 fits the bill. This automobile is a veritable beast and can get you from one place to another in no time with incredible mileage and modern safety features. It is ideal for all- men, women, and families. Let’s take a closer look at this pickup truck to know about all that it has to offer.

An Overview
The best part about the 2020 version of this pickup truck is that there is a diesel engine option available! All other features that you’ve come to expect from this vehicle remain the same, such as maximum tow rating, a functional cabin that is well-equipped; plenty of rear-seat legroom, and comfortable seats. It can accommodate five to six people. It offers a horsepower of 260 to 395, which makes it a roaring beast on the road. It offers a mileage of 15 to 22 mpg in the city, while on the highway it offers a mileage of 21 to 32 mpg. Most of the trims come with a standard 3.6-liter V6 engine with a horsepower of 305 and a torque of 269 pound-feet. It also has a towing capacity of 6,250 pounds to 12,750 pounds. This is good for a half-ton truck.

In terms of dimensions, this truck is huge, making it a safe ride. Depending on the model you select, it can weigh anywhere between 4,798 pounds to 5,372 pounds. However, the height does not exceed six feet and eight inches, and the length does not go beyond 20 feet and two inches.

Interiors
The interiors of the 2020 Dodge Ram 1500 are surely enviable. You get two rows of comfortable seats with about three feet of legroom. It is also child-seat-friendly. The craftsmanship and prime selection of materials like wood and metal in the upper trims make this pickup truck look and feel luxurious. In terms of cargo space, you have choices of six feet and four inches or five feet and seven inches. In terms of infotainment, you get a 12-inch touchscreen display with a Uconnect interface and Apple CarPlay support with Bluetooth, navigation, and much more.

Safety
The 2020 Dodge Ram 1500 has safely passed all crash tests with flying colors. It offers surround-view parking camera system, parallel and perpendicular park assist, front and rear parking sensors, rain-sensing windshield wipers, automatic high-beam headlights, rear cross-traffic alert, lane departure warning, adaptive cruise control, forward collision warning, blind-spot monitoring, and a lot more. With all these features, this vehicle will give you a safe driving experience on the roads as well as highways.

Is the truck worth it?
The 2020 Dodge Ram 1500 is definitely worth it. It matches up to the likes of the Ford F-series trucks, like the F-150, as well as the Chevrolet Silverado 1500. The cost is also something to think about. The base price of the models starts at $32,145 and can go up to $70,000, if you choose the fully-loaded limited edition models based on various cab choices, bed sizes, trim levels, and the like. All in all, this is a dream vehicle for any automobile fanatic.

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5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
4 services Medicare does not cover

4 services Medicare does not cover

Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.
A look at some of the best free investment advisors

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.

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