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Popular shopping season deals on technology

Popular shopping season deals on technology

Now that the holiday season is finally upon us, it is time to gear up and make the best out of the thanksgiving deals, Black Friday deals, and Cyber Monday deals. These include shopping for self as well as for family and friends. Black Friday 2021 has some amazing deals lined up, and we are here to help you make the best of it. Listed below are some of the most gratifying deals we could find for you. But rest assured that there is more to come.

Dell XPS 13
The Dell XPS 13, a 13.3-inch screen with 1080 Infinity Edge display, is a snag deal with the website selling it for just $636 during the Black Friday 2021 sale. While the deal is anticipated to continue for the Cyber Monday sale, there is no telling how many Intel Core i5 powered machines the company has on hand.

Samsung Smart tech
For certain users, the Samsung deals have opened early; however, they are suitable for even regular customers, including savings on smartphones, like Galaxy s21 and Fold 3 and Galaxy smartwatches. Depending on the amount spent, you can save anywhere up to $200 along with some freebies.

Mint mobile
In the deals from carriers category, Mint mobile is the winner from our standpoint. Among the amazing Black Friday deals, the company is offering a three-month subscription-free on the purchase of any three-month plan. This means you get a six-month subscription for the price of three months.

Apple Watch 7
For people looking to get their hands on the brand new Apple Watch 7, head straight to AT&T. The connectivity partner will slash off $200 at your total purchase of two Apple 7 watches, and that’s the best deal we could find across platforms.

iPhone 13
For people looking to buy the newer iPhone models for the bare minimum cost, AT&T has an offer at hand. With eligible trade-ins, old and new customers can get new iPhone 13 models, including mini and pro, when they purchase with a monthly installment plan. The additional cost is of the unlimited data plan you are required to subscribe to.

Galaxy S20/21
Verizon is bound to attract more than just a handful of buyers with its current offers. The connectivity partner is offering varied models of Galaxy S20 and S21 when dealing with the network. You could snag the phone for free in exchange for your old one or purchase a new connection for it. Whichever way you look at it, you are bound to end up with a new phone at a lower price.

Google Pixel 6
This is the first Pixel phone with Google’s custom Tensor processor, which can handle complex machine learning tasks. The Pixel 6 comes with better video quality, fast voice dictation, and improved cameras. Discounts worth hundreds of dollars are available at the Google Store if you trade in an eligible device. Big retailers and mobile carriers like AT&T and Verizon are also offering good deals on the Pixel 6.

Lenovo tablets
Lenovo is the third-largest manufacturer of tablets and an established name in the industry. Some of its top models like the Yoga Smart Tab and Tab M7 Gen3 have 20 to 30 percent off on its official website. Lenovo’s Tab P11 Plus and Pro, which have 128GB expandable storage, Dolby Atmos speakers, and a fantastic display, are also on sale. These Lenovo deals keep changing seasonally, so keep an eye out for the latest offers.

Samsung Galaxy Z Flip3
The concept of the flip phone may be a decade old, but they are always in demand. Thanks to Samsung, you can now get your hands on a smartphone with a foldable screen. The Galaxy Z Flip3 has got amazing features like a big display, fast performance, and more. It’s available at a discounted price with some online retailers as well as physical stores. If you’re not into smartphones, basic prepaid flip phones have big discount offers too.

There are also some fantastic deals on exercise equipment like Peloton Bikes, home appliances, and mattresses.

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5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
4 services Medicare does not cover

4 services Medicare does not cover

Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.
A look at some of the best free investment advisors

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.

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