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Top 4 small pickup trucks

Top 4 small pickup trucks

Pickup trucks are an extremely popular vehicle choice on the road, irrespective of their size. Pickup trucks can provide just enough punch and are extremely useful.

Now, to help you find the best small pickup truck, we have come up with a list of the four-most incredible compact-sized trucks.

2020 Honda Ridgeline

The Honda Ridgeline was redesigned three years ago and is considered a unique entrant in the list of small pickup trucks. Moreover, it has a bunch of not-so-common features, like the tailgate, which you can either swing open like a regular car door or in a usual fold-down way. What’s astonishing about the Ridgeline is its underfloor storage compartment that increases the cargo capacity of the vehicle. The 3.5L engine comes only with V6 power. Its nine-speed automatic transmission is certainly an improvement from the six-speed transmission available with the earlier models.

Features

  • Power moonroof
  • 10-way adjustable driver seat
  • Exquisite interior
  • Heated front seats

2020 Ford Ranger
After the last model that came out in 2011, Ford took an 8-year sabbatical. However, in 2019, it came back with a revolutionary design packed with the latest tech developments. With the availability of 3 trim levels, Lariat, XLT, and XL, there is certainly a Ford Ranger for everyone’s requirement. Featuring a 2.3L turbocharged engine, it has an outstanding horsepower (hp) of 270. The presence of ten-speed automatic transmission paves the way for a smooth shifting experience.

Features

  • Great infotainment system with a touchscreen display of 4.2-inches with SYNC® voice-recognition feature
  • Comfortable cloth upholstery
  • Spacious under-seat storage

Toyota Tacoma

At number three in our list of the best small pickup trucks is classy Toyota Tacoma. For anyone who needs a compact truck that can transport their loved ones to a new vista, blaze new arenas, or carry around your gear to the campsites, the Tacoma is a great alternative. Powered by a V6, 3.5-liter engine, the truck can tow around 6,800 lbs. The safety sense driver suite is a standard feature of the Tacomas after 2018. Additional features like adaptive cruise control, automatic braking, forward collision warning, and pedestrian detection are found in the newer models.

Features

  • Entry possible without a key
  • Satellite radio
  • Auto-dimming mirror in the rearview
  • Stylish upholstery

GMC Canyon

For those seeking a comfortable and smooth ride, without compromising on the towing capacity (7700 lbs) and the interior, should opt for GMC Canyon. In the 2017 to 2020 models, there are three engine options available for this truck, and the base variant has a 4-cylinder engine of 2.5 L with 200 hp. The other two engine options are 3.6-liter V6 with 308 hp and 2.8-liter turbodiesel with 181 hp.

Features

  • Ventilated and heated seats
  • Wireless charging
  • HD rearview camera
  • Superb infotainment system
  • Auto climate control

With small trucks, you get great hauling and towing options and off-road capabilities that you might need from a compact truck. Furthermore, the smaller sized trucks are easy to navigate in narrow streets, and parking them is rarely a problem.

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5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
4 services Medicare does not cover

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Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.
A look at some of the best free investment advisors

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.

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