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Top high-end electric cars you should check out

Top high-end electric cars you should check out

Electric vehicles may be expensive as compared to those powered by gas, but these cars offer much more value for money. They offer tax incentives and are easier to maintain, and not to mention, the environment thanks you for using these cars instead of those that emit harmful gases. Read on for some of the best electric cars to check out if you’re planning to buy one:

  • Tesla Model S
    With autopilot safety and convenience features, this electric car provides a range of 402 miles on a single charge. You can recharge up to 163 miles in 15 minutes at any supercharger location, and over 17,000 superchargers are placed along well-traveled routes across the globe. Plus, the floor-mounted battery pack provides impressive impact protection.
  • Volvo S90 Recharge Hybrid
    One of the best electric cars, the Volvo S90 Recharge Hybrid comes with up to 58 kms of pure electric range and works in harmony with a petrol engine to reduce tailpipe emissions. It is equipped with assisted safety features like blind spot information system and an air-quality system to help improve the quality of the air you breathe in the cabin.
  • Porsche Taycan
    This electric car is quite a sleek sedan and lives up to the brand’s reputation. The Porsche Taycan 2020 is a combination of class and speed, and the Launch Control feature enables it to accelerate from 0-60 mph in 3 seconds. The 800-volt performance battery and two-speed transmission ensure superior driving experience every time.
  • Jaguar I-PACE
    The 2020 Jaguar I-PACE is an all-electric SUV that stays true to all that Jaguar is known for: amazing speed and agility. Besides, it seamlessly integrates technology and space for comfortable and spacious interiors and offers a range of up to 234 miles on a single charge. One of the best electric cars, the I-PACE accelerates to 60 mph in just 4.5 seconds and is powered by two permanent magnet synchronous electric motors.
  • BMW i3
    This revolutionary electric sedan from BMW is a fully-electric car with 168 horsepower. It has engaging E-Copper accents on the kidney grille, and the side skirts offer a great contrast to the Jet Black wheels. Besides, it offers maximized interiors and uses low-impact materials for manufacturing an impactful electric car that can be charged on public charging stations. It offers 80% of range with 40 minutes of charging on public stations.
  • Audi e-tron®
    If you are looking for an Audi SUV with an electric build, the Audi e-tron® is the best electric car in the market for you. It comes with an 8-year or 100,000 miles limited warranty and combines long-range capability and amazing performance. So, if you’re an Audi fan, this is the ideal option for you.
  • Tesla Model Y
    Tesla is one of the pioneers of electric cars, and Model Y provides maximum versatility. It can accommodate seven passengers and has 68 cubic feet of cargo space. Additionally, the seats in the second row fold independently, creating flexible storage space for furniture, luggage, and anything else you might be carrying.

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5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
5 mistakes to avoid when purchasing insurance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
4 services Medicare does not cover

4 services Medicare does not cover

Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.
A look at some of the best free investment advisors

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria

Reverse mortgage eligibility and its criteria

As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.

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