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Top SUVs of 2021

Top SUVs of 2021

Be it a daily commute or a weekend adventure, SUVs are out there to meet everyone’s demands. Loaded with features and decent fuel efficiency, SUVs are always what drive any auto manufacturer’s sales numbers. However, not every SUV makes it to the top level in terms of sales and popularity to becomes a crowd favorite. Even a minor flaw like a mediocre rating when it comes to reliability or even the lack of some popular feature can shove any SUV to the bottom of the list of SUVs. Let us look at 10 of the best SUVs in the country:

Top 10 SUV of 2021

  • Ford Escape
  • Chevrolet Equinox
  • Honda CR-V
  • Jeep Cherokee
  • Ford Explorer
  • Jeep Grand Cherokee
  • Kia Sorento
  • Dodge Journey
  • Nissan Rogue
  • Toyota RAV4

Of this list of 10, let us take a closer look at the top 5 SUVs:

Ford Explorer
The Ford Explorer is an excellent SUV that combines style, comfort, and value. Depending on the customization, the Ford Explorer is the perfect vehicle for six, or even seven, passengers. The SUV comes with many offerings ranging from three different types of engine, which can be opted according to the needs. The rearview camera is an excellent feature that is coupled with the Ford Sync, Ford ensures that the passengers are in no way disappointed.

Jeep Cherokee
If you are a fan of the ruggedness offered by the Grand Cherokee, the Jeep Cherokee is just a smaller version of the Grand. The Jeep Cherokee is a crossover that offers five different trim levels, where the customers get to select from four cylinders and an upgraded V6 engine. The Jeep Cherokee is really quiet when compared to other SUVs and performs equally well.

Honda CR-V
The Honda CR-V has a sleek, sporty design and an option for a turbocharged engine, satisfying almost anyone who has the need for speed. The CR-V comes in four trim levels and the basic standard version offers some decent features which include Bluetooth connectivity and smartphone integration. The Honda CR-V has that perfect balance between comfort, handling, and generous storage space.

Chevrolet Equinox
Many feel an SUV that can serve an entire family’s need is a myth. However, the Chevrolet Equinox is a myth breaker. The 2017 model of Chevrolet’s Equinox comes packed with ample features in its standard version, making it hard to resist for any SUV enthusiast. A seven-inch touch screen, 17-inch wheels, 4G Wi-Fi hotspot with reclining second-row seats makes this a dream car for any family. Plenty of leg room and headroom makes it ideal for elderly family members.

Ford Escape
Offering endless customization options, Ford Escape is one of the most versatile SUV options available out there in the market. Be running daily errands or going for an adventure trip, Ford Escape deals with everything with ease making it second to none.

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5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
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5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
4 services Medicare does not cover

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Medicare is a health insurance program issued by the government. The program covers people aged 65 or older, certain people with disabilities, and patients with end-stage renal diseases. It encompasses several plans and is divided into four parts with certain services – A, B, C, and D. Out of these, Part A is free for those who’ve paid Medicare taxes for at least ten years, but the others have to pay a premium. Even though the program is helpful for many, some Medicare plans are complicated in terms of coverage. This makes it difficult to understand. They might cover various aspects of health care, but many conditions are not covered as well, some of which include: Dental care Medicare plans may cover basic health care services and X-rays, but they have a limit of $1,500 annually. Medicare plans may not cover routine dental checkups and treatment of certain dental services. They also do not cover dentures and fillings. However, in the case of emergency hospitalization, patients can use Part A to pay off certain dental services. Long-term hospitalization Usually, all Medicare plans cover up to 90 days of hospitalization. The benefit period begins on the first inpatient day at a hospital or nursing facility and ends when inpatient care isn’t received for more than 60 days.
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As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Reverse mortgage eligibility and its criteria

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As you approach retirement, most of your money has been invested in your home. A reverse mortgage is an excellent way to tap into your home’s equity. If you have paid off a home loan or have only a small amount to be paid, it is a good option to meet various financial goals. Here are the criteria for reverse mortgage eligibility: Personal criteria Age You must be 62 years or older, to apply for a reverse mortgage. Generally, as you grow older the Home Equity Conversion Mortgage (HECM) amount increases. Property The home should be your primary residence, and you need to live there for the entire duration of the reverse mortgage. Rental properties and vacation homes do not qualify for such mortgages. Home equity You should be the owner of your home outright or possess a minimum of 50% home equity. There is a possibility that you may qualify for a reverse mortgage despite having some outstanding balance on your existing home loan. However, the criterion is that you must first pay off the remaining mortgage from the sanctioned amount and meet other liens. The balance funds may be used for any other purpose. Using a reverse mortgage to refinance existing debt is beneficial in reducing your monthly cash outflows.

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